Now I do cheat a little here. Hiking all the way to several banks etc, is not realistic, I use the cash for shopping and make online transfers for the amounts saved to each institution. Having cash when shopping also helps me to keep from overspending.
Seeing money grow in a jar is so motivating! We all enjoy seeing the amounts build up just from our loose change and daily leftovers. We have firm rules about not dipping into the jars for anything….this can be the biggest challenge of all. But the payoff comes when we add everything up at the end of the week and delight in how much we can stash away.